Paymium is a cryptocurrency exchange that styles itself as a Bitcoin bank. It allows users to trade, purchase, and sell Bitcoin while providing users with a secure wallet to store their cryptocurrency. Paymium has been on the scene for many years, first appearing in 2011.
Paymium is based in Paris, and its primary target market is Europe. Services offered by Paymium include Bitcoin exchange, merchant solutions for bitcoin-based e-commerce, and bitcoin trading.
Paymium is available on both web and mobile applications.
The platform is available in all of Europe and some outside the continent. However, it is restricted in many countries, notably the US. This is due to the regulatory restrictions that prohibit US citizens from trading non-US assets with online brokerages, or brokerages that do not have a CFTC license.
All pairing with Bitcoin on the exchange is done with the Euro.
There are several options for deposits and withdrawals on Paymium, including credit/debit cards, and SEPA. Bitcoin transfers to other accounts or exchanges are permitted.
As a provider of exchange services that demand that users keep their Bitcoin in wallets provided by Paymium, there is a responsibility placed on Paymium to implement cybersecurity measures to protect user accounts from being hacked and coins stolen. Paymium has put in a number of measures from their end, including 2FA, SSL certs, hot and cold storage, and KYC policy and procedures.
Customer support is available in French and English to users and prospects of Paymium during regular business hours.
Paymium is a great company that was one of the original to bring cryptocurrency trading to the European market. Though not allowed within the US, the platform has set a fantastic standard for European exchanges.
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